{"id":101118,"date":"2025-01-21T13:27:58","date_gmt":"2025-01-21T13:27:58","guid":{"rendered":"https:\/\/paydonline.com\/index.php\/2025\/01\/21\/the-clock-is-ticking-on-high-apys-todays-cd-rates-jan-16-2025-4\/"},"modified":"2025-01-21T13:27:58","modified_gmt":"2025-01-21T13:27:58","slug":"the-clock-is-ticking-on-high-apys-todays-cd-rates-jan-16-2025-4","status":"publish","type":"post","link":"https:\/\/paydonline.com\/index.php\/2025\/01\/21\/the-clock-is-ticking-on-high-apys-todays-cd-rates-jan-16-2025-4\/","title":{"rendered":"The Clock Is Ticking on High APYs. Today&#8217;s CD Rates Jan. 16 2025"},"content":{"rendered":"<p>Timing is key when it comes to how much you can earn with a certificate of deposit. Unlike savings account rates, which are variable, CD rates are fixed when you open the account. So, opening a CD wh\u2026 [<a href='https:\/\/www.cnet.com\/personal-finance\/banking\/the-clock-is-ticking-on-high-apys-todays-cd-rates-jan-16-2025\/' target='_blank'>read more<\/a>]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Timing is key when it comes to how much you can earn with a certificate of deposit. Unlike savings account rates, which are variable, CD rates are fixed when you open the account. So, opening a CD wh\u2026 [read more]<\/p>\n","protected":false},"author":0,"featured_media":101119,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_thumbnail_id":["101119"],"_thumbnail_ext_url":["https:\/\/www.cnet.com\/a\/img\/resize\/1a25043aae83c3da622273d0b3d39bacaf776a3d\/hub\/2025\/01\/15\/1ecbed71-abc8-47dd-8631-de25043ac70f\/gettyimages-2193120520.jpg?auto=webp&fit=crop&height=675&width=1200"],"post_views_count":["87"]},"categories":[93],"tags":[],"class_list":{"0":"post-101118","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-make-money"},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/paydonline.com\/wp-content\/uploads\/2025\/01\/news-250x250-1-1516.jpg?fit=250%2C250&ssl=1","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/posts\/101118","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/comments?post=101118"}],"version-history":[{"count":1,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/posts\/101118\/revisions"}],"predecessor-version":[{"id":101120,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/posts\/101118\/revisions\/101120"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/media\/101119"}],"wp:attachment":[{"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/media?parent=101118"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/categories?post=101118"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/tags?post=101118"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}