{"id":103101,"date":"2025-02-06T10:29:23","date_gmt":"2025-02-06T10:29:23","guid":{"rendered":"https:\/\/paydonline.com\/index.php\/2025\/02\/06\/savings-rates-still-hover-around-4-apy-but-theyre-heading-downhill-todays-best-savings-rates-for-feb-5-2025\/"},"modified":"2025-02-06T10:29:24","modified_gmt":"2025-02-06T10:29:24","slug":"savings-rates-still-hover-around-4-apy-but-theyre-heading-downhill-todays-best-savings-rates-for-feb-5-2025","status":"publish","type":"post","link":"https:\/\/paydonline.com\/index.php\/2025\/02\/06\/savings-rates-still-hover-around-4-apy-but-theyre-heading-downhill-todays-best-savings-rates-for-feb-5-2025\/","title":{"rendered":"Savings Rates Still Hover Around 4% APY but They&#8217;re Heading Downhill. Today&#8217;s Best Savings Rates for Feb. 5 2025"},"content":{"rendered":"<p>More of the best high-yield savings accounts lowered rates this week. You can still find annual percentage yields, or APYs, as high as 5%, but most online-only banks are barely around 4% APY &#8212; and s\u2026 [<a href='https:\/\/www.cnet.com\/personal-finance\/banking\/savings-rates-still-hover-around-4-apy-but-theyre-heading-downhil\/' target='_blank'>read more<\/a>]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>More of the best high-yield savings accounts lowered rates this week. You can still find annual percentage yields, or APYs, as high as 5%, but most online-only banks are barely around 4% APY &#8212; and s\u2026 [read more]<\/p>\n","protected":false},"author":0,"featured_media":103102,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_thumbnail_id":["103102"],"_thumbnail_ext_url":["https:\/\/www.cnet.com\/a\/img\/resize\/e432530ab5b62f3211ff493197f85048c1191952\/hub\/2025\/02\/04\/ceba150d-8b3b-4296-aa58-6dbc0fd840ed\/gettyimages-1403196687.jpg?auto=webp&fit=crop&height=675&width=1200"],"post_views_count":["62"],"_jetpack_related_posts_cache":["a:1:{s:32:\"8f6677c9d6b0f903e98ad32ec61f8deb\";a:2:{s:7:\"expires\";i:1741986895;s:7:\"payload\";a:3:{i:0;a:1:{s:2:\"id\";i:88234;}i:1;a:1:{s:2:\"id\";i:88546;}i:2;a:1:{s:2:\"id\";i:88852;}}}}"]},"categories":[93],"tags":[],"class_list":{"0":"post-103101","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-make-money"},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/paydonline.com\/wp-content\/uploads\/2025\/02\/news-250x250-1-176.jpg?fit=250%2C250&ssl=1","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/posts\/103101","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/comments?post=103101"}],"version-history":[{"count":1,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/posts\/103101\/revisions"}],"predecessor-version":[{"id":103103,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/posts\/103101\/revisions\/103103"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/media\/103102"}],"wp:attachment":[{"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/media?parent=103101"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/categories?post=103101"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/tags?post=103101"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}