{"id":103608,"date":"2025-02-17T11:27:40","date_gmt":"2025-02-17T11:27:40","guid":{"rendered":"https:\/\/paydonline.com\/index.php\/2025\/02\/17\/the-clock-is-ticking-on-high-apys-todays-cd-rates-jan-16-2025-12\/"},"modified":"2025-02-17T11:27:41","modified_gmt":"2025-02-17T11:27:41","slug":"the-clock-is-ticking-on-high-apys-todays-cd-rates-jan-16-2025-12","status":"publish","type":"post","link":"https:\/\/paydonline.com\/index.php\/2025\/02\/17\/the-clock-is-ticking-on-high-apys-todays-cd-rates-jan-16-2025-12\/","title":{"rendered":"The Clock Is Ticking on High APYs. Today&#8217;s CD Rates Jan. 16 2025"},"content":{"rendered":"<p>Timing is key when it comes to how much you can earn with a certificate of deposit. Unlike savings account rates, which are variable, CD rates are fixed when you open the account. So, opening a CD wh\u2026 [<a href='https:\/\/www.cnet.com\/personal-finance\/banking\/the-clock-is-ticking-on-high-apys-todays-cd-rates-jan-16-2025\/' target='_blank'>read more<\/a>]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Timing is key when it comes to how much you can earn with a certificate of deposit. Unlike savings account rates, which are variable, CD rates are fixed when you open the account. So, opening a CD wh\u2026 [read more]<\/p>\n","protected":false},"author":0,"featured_media":103609,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_thumbnail_id":["103609"],"_thumbnail_ext_url":["https:\/\/www.cnet.com\/a\/img\/resize\/1a25043aae83c3da622273d0b3d39bacaf776a3d\/hub\/2025\/01\/15\/1ecbed71-abc8-47dd-8631-de25043ac70f\/gettyimages-2193120520.jpg?auto=webp&fit=crop&height=675&width=1200"],"post_views_count":["101"],"_jetpack_related_posts_cache":["a:1:{s:32:\"8f6677c9d6b0f903e98ad32ec61f8deb\";a:2:{s:7:\"expires\";i:1775273488;s:7:\"payload\";a:3:{i:0;a:1:{s:2:\"id\";i:51568;}i:1;a:1:{s:2:\"id\";i:48226;}i:2;a:1:{s:2:\"id\";i:55465;}}}}"]},"categories":[93],"tags":[],"class_list":{"0":"post-103608","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-make-money"},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/paydonline.com\/wp-content\/uploads\/2025\/02\/news-250x250-1-345.jpg?fit=250%2C250&ssl=1","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/posts\/103608","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/comments?post=103608"}],"version-history":[{"count":1,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/posts\/103608\/revisions"}],"predecessor-version":[{"id":103610,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/posts\/103608\/revisions\/103610"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/media\/103609"}],"wp:attachment":[{"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/media?parent=103608"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/categories?post=103608"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/tags?post=103608"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}