{"id":91447,"date":"2024-08-11T19:27:28","date_gmt":"2024-08-11T19:27:28","guid":{"rendered":"https:\/\/paydonline.com\/index.php\/2024\/08\/11\/cant-find-the-money-to-save-or-pay-off-debt-try-my-twist-on-zero-based-budgeting-4\/"},"modified":"2024-08-11T19:27:28","modified_gmt":"2024-08-11T19:27:28","slug":"cant-find-the-money-to-save-or-pay-off-debt-try-my-twist-on-zero-based-budgeting-4","status":"publish","type":"post","link":"https:\/\/paydonline.com\/index.php\/2024\/08\/11\/cant-find-the-money-to-save-or-pay-off-debt-try-my-twist-on-zero-based-budgeting-4\/","title":{"rendered":"Can&#8217;t Find the Money to Save or Pay Off Debt? Try My Twist on Zero-Based Budgeting"},"content":{"rendered":"<p>When my clients first build a budget, I notice they often make one key mistake: They don\u2019t include saving or paying off debt as a line item.<br \/>\nThey plan for the expenses they know they\u2019ll have, like \u2026 [<a href='https:\/\/www.cnet.com\/personal-finance\/banking\/advice\/cant-find-the-money-to-save-or-pay-off-debt-try-my-twist-on-zero-based-budgeting\/' target='_blank' rel=\"noopener\">read more<\/a>]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When my clients first build a budget, I notice they often make one key mistake: They don\u2019t include saving or paying off debt as a line item. They plan for the expenses they know they\u2019ll have, like \u2026 [read more]<\/p>\n","protected":false},"author":0,"featured_media":91448,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdc_dirty_content":["1"],"tdc_icon_fonts":["a:0:{}"],"_thumbnail_id":["91448"],"_thumbnail_ext_url":["https:\/\/www.cnet.com\/personal-finance\/assets\/uploads\/resize\/ee8ed3c6f7db5f0f6579908d66203d15145f76d0\/m1\/2024\/07\/Copy-of-Money-Headshots_240430-23.jpg?auto=webp"],"post_views_count":["35"],"_jetpack_related_posts_cache":["a:1:{s:32:\"37550b67d263a3ce789993dc25046c5f\";a:2:{s:7:\"expires\";i:1723447656;s:7:\"payload\";a:6:{i:0;a:1:{s:2:\"id\";i:35101;}i:1;a:1:{s:2:\"id\";i:35414;}i:2;a:1:{s:2:\"id\";i:35720;}i:3;a:1:{s:2:\"id\";i:36041;}i:4;a:1:{s:2:\"id\";i:7972;}i:5;a:1:{s:2:\"id\";i:8285;}}}}"]},"categories":[93],"tags":[],"class_list":["post-91447","post","type-post","status-publish","format-standard","has-post-thumbnail","category-make-money"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/paydonline.com\/wp-content\/uploads\/2024\/08\/news-250x250-1-770.jpg?fit=250%2C250&ssl=1","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/posts\/91447","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/comments?post=91447"}],"version-history":[{"count":1,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/posts\/91447\/revisions"}],"predecessor-version":[{"id":91449,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/posts\/91447\/revisions\/91449"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/media\/91448"}],"wp:attachment":[{"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/media?parent=91447"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/categories?post=91447"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/paydonline.com\/index.php\/wp-json\/wp\/v2\/tags?post=91447"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}